:root {
  color-scheme: light;
  --ink: #15252b;
  --muted: #56656a;
  --line: #d9e0e2;
  --paper: #ffffff;
  --soft: #f4f7f7;
  --deep: #14373a;
  --deep-2: #0d292c;
  --cyan: #19a9c4;
  --yellow: #f4ba2b;
  --coral: #e15d50;
  --focus: #0b6e83;
}

* { box-sizing: border-box; }
html { background: var(--paper); scroll-behavior: smooth; }
body {
  margin: 0;
  min-width: 280px;
  color: var(--ink);
  background: var(--paper);
  font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  font-size: 16px;
  line-height: 1.7;
}
button, a { -webkit-tap-highlight-color: transparent; }
a { color: #086b80; text-underline-offset: 3px; }
a:hover { color: #9e3d35; }
a:focus-visible, button:focus-visible {
  outline: 3px solid var(--yellow);
  outline-offset: 3px;
}
[hidden] { display: none !important; }

.skip-link {
  position: fixed;
  left: 12px;
  top: 10px;
  z-index: 20;
  transform: translateY(-160%);
  padding: 9px 13px;
  border-radius: 4px;
  color: var(--paper);
  background: var(--deep-2);
}
.skip-link:focus { transform: translateY(0); }

.site-header {
  position: relative;
  z-index: 5;
  border-bottom: 1px solid var(--line);
  background: var(--paper);
}
.header-inner {
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 22px;
  width: min(1080px, calc(100% - 36px));
  min-height: 76px;
  margin: 0 auto;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 11px;
  color: var(--ink);
  font-size: 19px;
  font-weight: 800;
  text-decoration: none;
}
.brand img {
  width: 42px;
  height: 42px;
  border-radius: 7px;
  object-fit: cover;
}
.site-nav {
  display: flex;
  justify-content: flex-end;
  gap: 24px;
  min-width: 0;
}
.site-nav a {
  position: relative;
  padding: 25px 0 22px;
  color: #35474c;
  font-size: 14px;
  font-weight: 750;
  text-decoration: none;
  white-space: nowrap;
}
.site-nav a[aria-current="page"] { color: var(--deep); }
.site-nav a[aria-current="page"]::after {
  position: absolute;
  right: 0;
  bottom: -1px;
  left: 0;
  height: 4px;
  background: var(--coral);
  content: "";
}
.language-switch {
  display: inline-grid;
  grid-template-columns: repeat(2, 40px);
  padding: 3px;
  border: 1px solid #b9c6c9;
  border-radius: 6px;
  background: var(--soft);
}
.language-switch button {
  width: 40px;
  height: 31px;
  padding: 0;
  border: 0;
  border-radius: 4px;
  color: #56676b;
  background: transparent;
  font-size: 12px;
  font-weight: 800;
  cursor: pointer;
}
.language-switch button[aria-pressed="true"] {
  color: var(--paper);
  background: var(--deep);
}

.page-hero {
  border-bottom: 6px solid var(--yellow);
  color: var(--paper);
  background: var(--deep);
}
.hero-inner {
  width: min(920px, calc(100% - 40px));
  min-height: 250px;
  margin: 0 auto;
  padding: 60px 0 52px;
}
.eyebrow {
  margin: 0 0 10px;
  color: #7dd8e8;
  font-size: 12px;
  font-weight: 850;
  letter-spacing: 0;
  text-transform: uppercase;
}
.page-hero h1 {
  max-width: 760px;
  margin: 0;
  font-size: 46px;
  line-height: 1.13;
  letter-spacing: 0;
}
.effective-date {
  margin: 15px 0 0;
  color: #d2dddf;
  font-size: 15px;
}

.content {
  width: min(920px, calc(100% - 40px));
  margin: 0 auto;
  padding: 22px 0 64px;
}
.policy-section {
  padding: 34px 0;
  border-bottom: 1px solid var(--line);
}
.policy-section:last-child { border-bottom: 0; }
.policy-section h2 {
  margin: 0 0 12px;
  color: var(--ink);
  font-size: 27px;
  line-height: 1.25;
  letter-spacing: 0;
}
.policy-section h3 {
  margin: 25px 0 8px;
  font-size: 19px;
  line-height: 1.35;
  letter-spacing: 0;
}
.policy-section p { margin: 0 0 14px; }
.policy-section p:last-child { margin-bottom: 0; }
.policy-section ul, .policy-section ol {
  margin: 12px 0 16px;
  padding-left: 24px;
}
.policy-section li { margin: 7px 0; }
.lead {
  max-width: 800px;
  color: #33464b;
  font-size: 18px;
}
.notice {
  margin: 20px 0;
  padding: 16px 18px;
  border-left: 5px solid var(--cyan);
  border-radius: 0 5px 5px 0;
  background: #eef8fa;
}
.notice.warning {
  border-left-color: var(--yellow);
  background: #fff8e7;
}
.definition-list {
  display: grid;
  grid-template-columns: minmax(130px, 190px) 1fr;
  margin: 20px 0;
  border-top: 1px solid var(--line);
}
.definition-list dt, .definition-list dd {
  margin: 0;
  padding: 11px 0;
  border-bottom: 1px solid var(--line);
}
.definition-list dt { font-weight: 800; }

.table-scroll {
  width: 100%;
  margin: 20px 0;
  overflow-x: auto;
  border: 1px solid #cbd5d7;
  border-radius: 6px;
}
table {
  width: 100%;
  min-width: 850px;
  border-collapse: collapse;
  background: var(--paper);
  font-size: 14px;
  line-height: 1.5;
}
th, td {
  padding: 13px 14px;
  border-right: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
  text-align: left;
  vertical-align: top;
}
th:last-child, td:last-child { border-right: 0; }
tbody tr:last-child td { border-bottom: 0; }
th {
  color: var(--paper);
  background: var(--deep-2);
  font-size: 12px;
  text-transform: uppercase;
}
td strong { display: block; }
.status-yes { color: #8f312b; font-weight: 800; }

.action-link {
  display: inline-flex;
  align-items: center;
  min-height: 44px;
  margin: 8px 0 14px;
  padding: 10px 16px;
  border: 2px solid var(--deep);
  border-radius: 5px;
  color: var(--paper);
  background: var(--deep);
  font-weight: 800;
  text-decoration: none;
}
.action-link:hover { color: var(--deep); background: var(--paper); }

.site-footer {
  border-top: 1px solid #28494c;
  color: #cbd8da;
  background: var(--deep-2);
}
.footer-inner {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  width: min(920px, calc(100% - 40px));
  margin: 0 auto;
  padding: 26px 0;
  font-size: 13px;
}
.site-footer a { color: #8eddeb; }

@media (max-width: 760px) {
  .header-inner {
    grid-template-columns: 1fr auto;
    gap: 8px 14px;
    width: min(100% - 24px, 680px);
    padding: 10px 0 0;
  }
  .site-nav {
    grid-column: 1 / -1;
    grid-row: 2;
    justify-content: flex-start;
    gap: 22px;
    width: 100%;
    overflow-x: auto;
  }
  .site-nav a { padding: 10px 0 12px; }
  .language-switch { justify-self: end; }
  .hero-inner { min-height: 210px; padding: 45px 0 40px; }
  .page-hero h1 { font-size: 38px; }
  .definition-list { grid-template-columns: 1fr; }
  .definition-list dt { padding-bottom: 0; border-bottom: 0; }
  .definition-list dd { padding-top: 2px; }
}

@media (max-width: 480px) {
  .brand { font-size: 17px; }
  .brand img { width: 38px; height: 38px; }
  .site-nav { gap: 18px; }
  .site-nav a { font-size: 13px; }
  .hero-inner, .content, .footer-inner { width: calc(100% - 28px); }
  .page-hero h1 { font-size: 33px; }
  .policy-section { padding: 28px 0; }
  .policy-section h2 { font-size: 24px; }
  .lead { font-size: 17px; }
  .footer-inner { flex-direction: column; }
}

@media print {
  .site-header, .language-switch, .site-footer, .skip-link { display: none; }
  .page-hero { color: var(--ink); background: var(--paper); border-bottom: 2px solid var(--ink); }
  .hero-inner { min-height: 0; padding: 20px 0; }
  .effective-date, .eyebrow { color: var(--ink); }
  .content { padding-bottom: 0; }
  a { color: var(--ink); }
}